Built by the people who know credit
We didn’t enter financial services from the outside. We built underwriting and fraud models at leading fintech companies. We know what it takes — and we built Consilience to make it easier for every team.
Our Mission
“We believe the best risk decisions come from the best models — and the best models come from exhaustive, systematic feature engineering. We automate that process so teams can focus on strategy, not plumbing.”
Founder
Adriel Sumathipala
Founder & CEO
Adriel studied Statistics at Yale (Class of ’20) and spent four-plus years as a Senior Machine Learning Engineer at Affirm, where he built credit underwriting and fraud detection models at scale. He also led ML engineering at Intuit on financial products.
At Affirm, Adriel created the company’s first reinforcement learning-based loan pricing system — a patent he holds. That experience — deeply embedded in production credit model development — is the foundation Consilience is built on.
Investors
BoxGroup
Leading early-stage investor behind Stripe, Ramp, and Plaid.
Our Values
What we stand for
Security-First
On-premises deployment, SOC 2 compliance, zero data egress. Financial institutions cannot afford security shortcuts — neither can we.
Fair Lending
Built-in disparate impact testing, adverse action code generation, and regulatory compliance. We take fair lending as seriously as any bank examiner.
Financial Services Depth
We don't parachute in from general ML. We built underwriting and fraud models at leading fintech companies. We understand credit reports, lending regulations, and portfolio risk from the inside.
Model Transparency
Every feature has a definition. Every decision is explainable. Every training run is logged. Black boxes have no place in lending.
Let’s build something together
If you’re a lending institution, fintech, or bank looking to build better models, we’d love to learn about your data and use case.
Get in touch