One platform. Every model you need.

The Consilience platform connects to your data warehouse, automatically discovers predictive features, trains models against any prediction target, and validates them with SR 26-2-aligned documentation. Your team gets a production-ready credit, fraud, or pricing model in days, without manual feature engineering or stitched-together notebooks.

SOC 2 Compliant · Runs in your AWS VPC · Zero data egress

How It Works

Days, not months

Time to a validated model

6–12 monthsvs.3 days

Traditional ML Build

6–12 months

Data Prep

Month 1

Manual Feature Brainstorming

Month 2

Feature Engineering Iterations

Month 3–4

Model Parameter Tuning

Month 5

Compliance Review & Feature Audit

Month 5–6

Model Validation

Month 6+

Zooming in

Consilience

~3 days
Connect Data

Day 1

Build Optimized Model

Day 2

Model Validation with Audit

Day 3

Data Expertise

We know how to read complex financial data

Financial data is messy: deeply nested JSON, variable schemas across bureaus, raw transaction feeds with thousands of merchants and categories. The platform was built from the ground up to parse it, understand it, and pull predictive signal out of it automatically.

Raw Data
{
"tradelines": [{ "type": "revolving", "balance": 4200, "limit": 10000, "opened": "2019-03-14", "payment_history": ["C","C","1","C"...] }, ...],
"inquiries": [{ "date": "2024-11-02", "type": "hard", "creditor": "..." }, ...],
"derogatories": [{ "type": "collection", "amount": 1240, "date_filed": "2023-01-18" }],
"public_records": [ ]
}
Engineered FeaturesAuto-generated
avg_trade_age_monthsAUC +0.012

Average age of all open tradelines

pct_zero_balance_tradesAUC +0.008

Fraction of trades with zero current balance

delinq_recency_monthsAUC +0.006

Months since most recent delinquency

utilization_ratio_revolvingAUC +0.005

Total revolving balance / total revolving limit

Tradeline signal extraction
Inquiry timing & velocity patterns
Derogatory history features
Payment behavior sequences

Compliance First

Built for financial services from the ground up

Compliance is not a review stage bolted onto the end of a modeling project here. It runs inside the search: features are screened against Reg B before they can be selected, every retained feature carries its adverse-action reason, and the documentation a model risk team asks for is generated by the run that produced the model.

Open any card to see that step in the product.

What lands in your model-risk folder

Every training run emits its own documentation set. Nobody assembles a validation package by hand after the fact, because the run that built the model already wrote it.

Model governance report

PDF

Regulatory crosswalk, data sources, target definition, feature catalog, selection funnel, tuning record, performance, explainability, and a full feature dictionary.

Insight report

HTML

Performance metrics, decile rank-ordering table, the complete feature audit, every line of feature engineering code, and the runtime environment.

Dropped-feature record

XML

Every candidate that did not make the model, the stage that removed it, and the reason it was dropped.

Scored dataset

Parquet

Per-row split label, ground truth, and predicted probability, so validation can be reproduced independently.

Model Flexibility

Train on any prediction target

Binary classification, regression, or custom architectures. Configure the prediction target to match your business objective exactly.

DQ30: 30-day delinquencyDQ60: 60-day delinquencyDQ90: 90-day delinquencyDefault probabilityPrepayment riskFraud likelihoodLoss given defaultCustom targets

Integrations

Connects to your data, wherever it lives

Native connectors for every major data warehouse. No ETL pipelines to maintain.

Snowflake
Snowflake
BigQuery
BigQuery
Databricks
Databricks
Redshift
Redshift
Postgres
Postgres
S3
S3
SOC 2 Compliant
Runs in your AWS VPC

See it in action

Book a 30-minute demo and we’ll walk through the platform on your data.

Book a Demo